• 			    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.  

    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.  

  • 			    We are proud to help veterans with their loan needs.  Thank you for serving our country!

    We are proud to help veterans with their loan needs.  Thank you for serving our country!

  • 			    No matter what type of loan you need, we're with you every step of the way.  

    No matter what type of loan you need, we're with you every step of the way.  

  • 			    We make Refinancing a breeze! 

    We make Refinancing a breeze! 

  • 			    Let us be the stepping stone to the home of your dreams. 

    Let us be the stepping stone to the home of your dreams. 

                                                                                          

Mark Hammond Jr. with C&T Mortgage Inc. located in Cypress, Texas is committed to helping you find the right mortgage product for your needs. 

He understands that every borrower has a unique situation; therefore there are a variety of mortgages to meet each person's individual needs from Government to Conventional, Fixed Rate to Adjustable, and New Construction to Existing Home Loans. 

"But that's just the beginning of my service; throughout the lending process I will provide you with weekly updates so you always know the status of your loan." 

Mark has built a strong reputation as an outstanding home loan advisor over the last decade serving the needs of Texas real estate professionals, builders and individual home buyers throughout the State. 

As a Texas Lender he is licensed in all aspects of mortgage lending including but not limited to Home Equity Loans and Home Equity Lines of Credit.  He can also offer 2nd liens. 

"We make the process of securing a mortgage simple and straight forward by offering you the latest in financial tools that enable you to make sound financial decisions." 

And, now he has chosen to offer all of the exceptional mortgage services online. You not only have the ability to reach him on the weekend or in the evenings, there is also a chat session through this website. You can also be updated with the most recent rates, and even apply for your loan, at your convenience, online - 24 hours a day.

 

Houston TX VA Home Mortgage Loans

Welcome to the official site of the Texas Mortgage Guy - Mark Hammond. We are a full service mortgage company located in Cypress, TX. We specialize in VA Loans in Houston but handle all types including FHA, USDA and Conventional.  We serve all of Texas including San Antonio, Cypress, Tomball, Spring, Houston, Austin, Dallas and Helotes. Whether you are buying a home or refinancing, we can help you realize your dream of home ownership, or help you save money by obtaining a new lower monthly payment. In terms of Purchase Loan Programs, we offer the following:

FHA | VA | USDA | Conventional HomeReady | Home Possible Jumbo

Refinancing? We can help you with that, too! 

We offer a wide range of refinance options, designed to best meet the needs of local Texas borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs.


FHA Streamline | VA Streamline | USDA Streamline | Conventional | Harp | Jumbo

Contact Mark Hammond today to discuss your options, and find out which program will best suit your needs.

Latest from the Blog

Recent Articles

Jun
12
2019
It Might Be Better To Skip The Starter Home --Here's Why
The typical advice for first time home buyers is to purchase a starter home --that is, the home that's one step away from their larger "forever" home. But is that always the best route to go? With just about 45 million millennials entering the real estate buying age, that's something that's...
Jun
05
2019
The Exciting Possibilities of a VA Cash-Out Refi
If you’re a veteran, you have several options for refinancing --ones that work differently than a streamline refi. With a VA cash-out refi, veterans like you can take out some of the equity and use it however you want. Just like any other big financial decision, you'll want to...
May
29
2019
In the News: Feds Target No-Money-Down Home Loan Programs
Although no specific changes have gone into effect, the U.S. Department of Housing and Urban Development is asking national groups to hold off on lending down payments to FHA home buyers. The reason? Feds say that buyers who don't supply their down payment are at higher risk of defaulting...
May
22
2019
Here's Why Your Home Equity is Your Most Valuable Asset
A simple way to understand what home equity is is to think of it as the portion of your home that you truly own, that is, the value of your home not included in your current home loan. Home equity is what makes homeownership such a great investment. The opportunity to increase equity can be quite...