• 			    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.  

    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.  

  • 			    We are proud to help veterans with their loan needs.  Thank you for serving our country!

    We are proud to help veterans with their loan needs.  Thank you for serving our country!

  • 			    No matter what type of loan you need, we're with you every step of the way.  

    No matter what type of loan you need, we're with you every step of the way.  

  • 			    We make Refinancing a breeze! 

    We make Refinancing a breeze! 

  • 			    Let us be the stepping stone to the home of your dreams. 

    Let us be the stepping stone to the home of your dreams. 

                                                                                          

Mark Hammond Jr. with C&T Mortgage Inc. located in Cypress, Texas is committed to helping you find the right mortgage product for your needs. 

He understands that every borrower has a unique situation; therefore there are a variety of mortgages to meet each person's individual needs from Government to Conventional, Fixed Rate to Adjustable, and New Construction to Existing Home Loans. 

"But that's just the beginning of my service; throughout the lending process I will provide you with weekly updates so you always know the status of your loan." 

Mark has built a strong reputation as an outstanding home loan advisor over the last decade serving the needs of Texas real estate professionals, builders and individual home buyers throughout the State. 

As a Texas Lender he is licensed in all aspects of mortgage lending including but not limited to Home Equity Loans and Home Equity Lines of Credit.  He can also offer 2nd liens. 

"We make the process of securing a mortgage simple and straight forward by offering you the latest in financial tools that enable you to make sound financial decisions." 

And, now he has chosen to offer all of the exceptional mortgage services online. You not only have the ability to reach him on the weekend or in the evenings, there is also a chat session through this website. You can also be updated with the most recent rates, and even apply for your loan, at your convenience, online - 24 hours a day.

 

Houston TX VA Home Mortgage Loans

Welcome to the official site of the Texas Mortgage Guy - Mark Hammond. We are a full service mortgage company located in Cypress, TX. We specialize in VA Loans in Houston but handle all types including FHA, USDA and Conventional.  We serve all of Texas including San Antonio, Cypress, Tomball, Spring, Houston, Austin, Dallas and Helotes. Whether you are buying a home or refinancing, we can help you realize your dream of home ownership, or help you save money by obtaining a new lower monthly payment. In terms of Purchase Loan Programs, we offer the following:

FHA | VA | USDA | Conventional HomeReady | Home Possible Jumbo

Refinancing? We can help you with that, too! 

We offer a wide range of refinance options, designed to best meet the needs of local Texas borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs.


FHA Streamline | VA Streamline | USDA Streamline | Conventional | Harp | Jumbo

Contact Mark Hammond today to discuss your options, and find out which program will best suit your needs.

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Dec
11
2019
Is It The Right Time To Get a Home Loan? Find Out Now!
The question of when it’s the right time to buy a home has been asked by countless. And the answer to that largely depends on what one means by “the right time.” When is it the right time to buy according to the market? When is it the right time to buy according to your...
Dec
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Are FHA Loans a Good Idea? What You Need To Know
If you have a low credit score or minimal downpayment, you may have heard that a government loan is a good option. But how true is that? Here’s what you need to know about FHA loans and whether it’s the right option for you. Get The Facts About FHA Loans As mentioned above, FHA...
Nov
27
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Thanksgiving Holiday Safety Tips -Please Share!
Thanksgiving is just about here and we want to wish you a happy and safe holiday weekend. With that in mind, we wanted to share some safety tips. As it turns out Thanksgiving is the peak of home fires.  Because we care about you and your family, please take a few minutes to read over the...
Nov
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2019
The Advantages of a Large Down Payment
Most of the time, the goal is to put as little down as possible on a home, but paying more money upfront has its advantages. Here are just a few of them for you to consider. Pay Less Interest Putting a large down payment can save you thousands of dollars of accrued interest over the loan term....