Complete our online secure application.
View today's mortgage rates and APR's.
Check out the latest in the mortgage industry.
Mark Hammond Jr. with C&T Mortgage Inc. located in Cypress, Texas is committed to helping you find the right mortgage product for your needs.
He understands that every borrower has a unique situation; therefore there are a variety of mortgages to meet each person's individual needs from Government to Conventional, Fixed Rate to Adjustable, and New Construction to Existing Home Loans.
"But that's just the beginning of my service; throughout the lending process I will provide you with weekly updates so you always know the status of your loan."
Mark has built a strong reputation as an outstanding home loan advisor over the last decade serving the needs of Texas real estate professionals, builders and individual home buyers throughout the State.
As a Texas Lender he is licensed in all aspects of mortgage lending including but not limited to Home Equity Loans and Home Equity Lines of Credit. He can also offer 2nd liens.
"We make the process of securing a mortgage simple and straight forward by offering you the latest in financial tools that enable you to make sound financial decisions."
And, now he has chosen to offer all of the exceptional mortgage services online. You not only have the ability to reach him on the weekend or in the evenings, there is also a chat session through this website. You can also be updated with the most recent rates, and even apply for your loan, at your convenience, online - 24 hours a day.
Houston TX VA Home Mortgage Loans
Welcome to the official site of the Texas Mortgage Guy - Mark Hammond. We are a full service mortgage company located in Cypress, TX. We specialize in VA Loans in Houston but handle all types including FHA, USDA and Conventional. We serve all of Texas including San Antonio, Cypress, Tomball, Spring, Houston, Austin, Dallas and Helotes. Whether you are buying a home or refinancing, we can help you realize your dream of home ownership, or help you save money by obtaining a new lower monthly payment. In terms of Purchase Loan Programs, we offer the following:
FHA | VA | USDA | Conventional | HomeReady | Home Possible | Jumbo
Refinancing? We can help you with that, too!
We offer a wide range of refinance options, designed to best meet the needs of local Texas borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs.
FHA Streamline | VA Streamline | USDA Streamline | Conventional | Harp | Jumbo
Contact Mark Hammond today to discuss your options, and find out which program will best suit your needs.
Latest from the Blog
A condo refi is similar to refinancing any other home. The lender will look at your income, assets, and credit to ascertain your qualification. Plus, the condo will also be appraised to determine the property value. However, since there are more variables when refinancing a condo, such as...
A home inspection alerts you to any immediate repair concerns plus gives you an idea of what it may cost to maintain the home in good condition. Let's take a closer look at the home inspection process so you know what to expect, and what the inspection does and does not include...
You don't need to put a minimum of 20% down on a new home. That's the upside. The downside is that you'll need to pay mortgage insurance if your down payment is less than 20%. Read this post to learn the factors that determine if and when you can get rid of your mortgage insurance. What...
Renovations make your home more enjoyable. Plus, if you do them right, they may even increase your home's value. This comes in handy if you plan on selling your home in the future. But watch out! While some remodeling projects add value to your home, others do little to increase it and may even...