• 			    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.  

    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.  

  • 			    We are proud to help veterans with their loan needs.  Thank you for serving our country!

    We are proud to help veterans with their loan needs.  Thank you for serving our country!

  • 			    No matter what type of loan you need, we're with you every step of the way.  

    No matter what type of loan you need, we're with you every step of the way.  

  • 			    We make Refinancing a breeze! 

    We make Refinancing a breeze! 

  • 			    Let us be the stepping stone to the home of your dreams. 

    Let us be the stepping stone to the home of your dreams. 

                                                                                          

Mark Hammond Jr. with C&T Mortgage Inc. located in Cypress, Texas is committed to helping you find the right mortgage product for your needs. 

He understands that every borrower has a unique situation; therefore there are a variety of mortgages to meet each person's individual needs from Government to Conventional, Fixed Rate to Adjustable, and New Construction to Existing Home Loans. 

"But that's just the beginning of my service; throughout the lending process I will provide you with weekly updates so you always know the status of your loan." 

Mark has built a strong reputation as an outstanding home loan advisor over the last decade serving the needs of Texas real estate professionals, builders and individual home buyers throughout the State. 

As a Texas Lender he is licensed in all aspects of mortgage lending including but not limited to Home Equity Loans and Home Equity Lines of Credit.  He can also offer 2nd liens. 

"We make the process of securing a mortgage simple and straight forward by offering you the latest in financial tools that enable you to make sound financial decisions." 

And, now he has chosen to offer all of the exceptional mortgage services online. You not only have the ability to reach him on the weekend or in the evenings, there is also a chat session through this website. You can also be updated with the most recent rates, and even apply for your loan, at your convenience, online - 24 hours a day.

 

Houston TX VA Home Mortgage Loans

Welcome to the official site of the Texas Mortgage Guy - Mark Hammond. We are a full service mortgage company located in Cypress, TX. We specialize in VA Loans in Houston but handle all types including FHA, USDA and Conventional.  We serve all of Texas including San Antonio, Cypress, Tomball, Spring, Houston, Austin, Dallas and Helotes. Whether you are buying a home or refinancing, we can help you realize your dream of home ownership, or help you save money by obtaining a new lower monthly payment. In terms of Purchase Loan Programs, we offer the following:

FHA | VA | USDA | Conventional HomeReady | Home Possible Jumbo

Refinancing? We can help you with that, too! 

We offer a wide range of refinance options, designed to best meet the needs of local Texas borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs.


FHA Streamline | VA Streamline | USDA Streamline | Conventional | Harp | Jumbo

Contact Mark Hammond today to discuss your options, and find out which program will best suit your needs.

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Super-Charged Home Loans for First-Time Homebuyers
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“I Have Bad Credit. Can I Still Get A Mortgage?”
If you're worried that your credit is too low to get approved for a home loan, you're not alone. Low or bad credit is something that many Americans are facing. But even with poor credit, there is good news! There are government loan programs made for borrowers with lower credit...
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The Best Way To Use Your Home Renovation Loan
What’s the best way to use your renovation loan? The easy answer is to invest in projects that will either reduce your costs in the long-run or increase your property value. For example, you can install new insulation, redo the bathrooms, and modernize the kitchen. These...
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What to Expect When You're Buying a Home While Selling Your First Home
Do you remember what it was like buying your first home? If it's been several years, you'll be pleasantly surprised at how much easier it is. The days of signing piles of paper and waiting weeks for a decision are over thanks to digital mortgage. But that's not the only thing that will be...