
Mark Hammond Jr. with C&T Mortgage Inc. located in Cypress, Texas is committed to helping you find the right mortgage product for your needs.
He understands that every borrower has a unique situation; therefore there are a variety of mortgages to meet each person's individual needs from Government to Conventional, Fixed Rate to Adjustable, and New Construction to Existing Home Loans.
"But that's just the beginning of my service; throughout the lending process I will provide you with weekly updates so you always know the status of your loan."
Mark has built a strong reputation as an outstanding home loan advisor over the last decade serving the needs of Texas real estate professionals, builders and individual home buyers throughout the State.
As a Texas Lender he is licensed in all aspects of mortgage lending including but not limited to Home Equity Loans and Home Equity Lines of Credit. He can also offer 2nd liens.
"We make the process of securing a mortgage simple and straight forward by offering you the latest in financial tools that enable you to make sound financial decisions."
And, now he has chosen to offer all of the exceptional mortgage services online. You not only have the ability to reach him on the weekend or in the evenings, there is also a chat session through this website. You can also be updated with the most recent rates, and even apply for your loan, at your convenience, online - 24 hours a day.
Houston TX VA Home Mortgage Loans
Welcome to the official site of the Texas Mortgage Guy - Mark Hammond. We are a full service mortgage company located in Cypress, TX. We specialize in VA Loans in Houston but handle all types including FHA, USDA and Conventional. We serve all of Texas including San Antonio, Cypress, Tomball, Spring, Houston, Austin, Dallas and Helotes. Whether you are buying a home or refinancing, we can help you realize your dream of home ownership, or help you save money by obtaining a new lower monthly payment. In terms of Purchase Loan Programs, we offer the following:
FHA | VA | USDA | Conventional | HomeReady | Home Possible | Jumbo
Refinancing? We can help you with that, too!
We offer a wide range of refinance options, designed to best meet the needs of local Texas borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs.
FHA Streamline | VA Streamline | USDA Streamline | Conventional | Harp | Jumbo
Contact Mark Hammond today to discuss your options, and find out which program will best suit your needs.
Latest from the Blog
Recent Articles
10
2026
Most people already believe buying a home comes down to one question: What will mortgage rates do next? It rarely does. The bigger question is what happens to your finances, home prices, rent, and competition while you wait. For many buyers, 2026 presents a different kind of...
03
2026
When searching for a home, buyers often focus on square footage, school districts, or commute times. While those factors certainly matter, location remains one of the biggest drivers of a home's long term appeal. One location that consistently deserves a closer look is a neighborhood...
27
2026
If you are planning to move into a new home, one of the biggest decisions you will face is whether to sell your current home first or buy your next home before selling. It sounds like a simple question, but the answer depends on your finances, your available equity, and the conditions in your...
20
2026
One of the most common points of confusion during the home buying process happens just before closing. A buyer believes they have purchased homeowners insurance, only to hear they still need hazard insurance. That can be frustrating, especially after weeks of paperwork and planning...


